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When recession headlines pick up, many homebuyers and homeowners start asking the same question: do mortgage rates go up or down in a recession? The short answer is that mortgage rates often move lower during or leading into a recession, but that does not
Interest rates don’t move randomly—and they don’t exist in a vacuum. Behind the scenes, the Federal Reserve plays a central role in shaping the cost of borrowing across the economy, including mortgage rates. Understanding how this works
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your