At United Commercial Partners, we recognize that acquiring the right piece of land is often the foundation of successful real estate development. Our specialized land and lot loan programs provide the financing flexibility you need to secure prime development opportunities, whether you're planning immediate construction or strategic long-term investment. With competitive terms and expert guidance, we help you move quickly on time-sensitive opportunities.
Why Choose Our Lot and Land Loans?
Quick Decision Making
- Fast pre-qualification process for time-sensitive opportunities
- Streamlined underwriting focused on land value and development potential
- Ability to close quickly on competitive acquisition opportunities
Flexible Terms and Structure
- Interest-only payment options during holding periods
- Bridge financing for immediate acquisition needs
- Conversion options to construction loans when ready to develop
Development-Focused Approach
- Underwriting based on future development potential
- Consideration of zoning, entitlements, and planned improvements
- Support through the entitlement and planning process
Competitive Financing
- Loan-to-value ratios up to 75% for qualified projects
- Terms from 6 months to 5 years depending on development timeline
- Competitive rates for both short-term and longer-term holds
